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Category Archives: Mortgage Options

What Documents Will Your Mortgage Lender Need?

To adequately prove your income and financial readiness to purchase a home, you will need to provide your mortgage lender with a variety of documents. Rather than waiting for your loan officer to request these documents from you, it can be helpful to collect them ahead of time so that you can send them all… Read More »

Short Sale: The Promised Land?

In 2012, foreclosure sales and “short sales” together accounted for 43 percent of all U.S. residential sales. While foreclosure is a term often slung around on the news, the term “short sale” is lesser known. A short sale can help underwater homeowners, but short sales carry some inherent risks. What are short sales? A short… Read More »

Loan Modification Scams

If you’re behind on your loan payments, you may receive mailings from companies offering to help consolidate or modify your loan.  While the solicitation often looks official, beware!  These types of offers are often scams. Loan modification scammers prey upon desperate borrowers. The solicitation is often from a company whose name sounds like it is… Read More »

Is A Reverse Mortgage Right For You?

If you are a senior citizen, you may be house rich and cash poor. What that means is you may have a lot of equity in your home, or even have it paid off, yet you may not have very much liquid cash in your checking or savings accounts. If so, a reverse mortgage may… Read More »