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Category Archives: Real Estate

What Will a Lender Consider When Reviewing Your Mortgage Application?

If you are in the early stages of purchasing (or planning to purchase) a home, you’re likely wondering whether a bank will approve your mortgage loan application. It can help to get pre-approved before you even start house hunting so that you know exactly the loan amount you’ll be able to get and, in turn,… Read More »

Mistakes to Avoid During the Home Inspection Process

A home inspection is one of the most important parts of any real estate transaction. The inspection informs the potential buyer of any problems with the house and a sense of the kind of repairs or maintenance they will need to perform in the near future after purchase. Given the size of the investment involved… Read More »

What to Expect at a Closing

After you’ve completed your home inspection and appraisal, have purchased homeowners insurance and have secured a mortgage loan, the final step in the home-buying process is the closing. If you have never purchased a home before, this process can seem intimidating. However, it’s actually quite simple and should go smoothly if there have been no… Read More »

Tips for Securing a Mortgage and Making Your Closing as Smooth as Possible

Numerous setbacks and complications can arise in any real estate transaction, but if you’ve secured a mortgage and trust your lender, your transaction and closing has the best chance of proceeding smoothly and quickly. The following are a few tips to help you begin and speed up the loan process so that you can plan… Read More »

Can You Back Out of a Real Estate Purchase Before Closing?

Real estate contracts, like any other legal agreements, bind all parties to the conditions agreed to upon signing. But is there any way to get out of a real estate contract before the closing happens? There are certain contingencies likely to exist in your contract that allow you to back out of the deal. However,… Read More »

How Liens on a Property Can Affect Your Home Closing

One of the reasons for a title search before closing is to discover and cure encumbrances on the property. According to the Washington Post, title companies report that about one-third of all home sales require extraordinary work to clear title. Among the many title problems that arise, the most manageable are liens. A lien is… Read More »

The Essential Paperwork for Your Home Closing

On the day of your home closing, you’ll be reviewing and signing a lot of documents to finalize the transaction that will make the home yours. The essential real estate documents for your closing include: The deed — This document formally transfers title from the seller to the buyer. The deed also records the form… Read More »

Can You Afford Your Next Home?

By: Nicholas Bianco Legal Assistant at Miller Law Group, PC Have you ever wondered how much you can spend on a house with your income?  Here’s a great article by the Washington Post on the housing market across the nation.  The map shows what your income should be in order to get a median house in… Read More »

Deed of Trust v. Mortgage

A deed of trust can be used in place of a mortgage in certain states, including Virginia. Here is the low down on how deeds of trusts differ from mortgages. What is a deed of trust? It is a transfer in land by a borrower to a lender to secure the payment of the borrower’s… Read More »

Found your Dream Home? Proceed With Caution

For most people, there is no transaction more daunting than the purchase of a house. In most cases, the purchase goes smoothly and the couple settles into their new dream home. However, in some cases, due to the complicated nature of the papers, lack of experience in real estate transactions, and the desire to “just… Read More »