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Recent Blog Posts

The Essential Paperwork for Your Home Closing

On the day of your home closing, you’ll be reviewing and signing a lot of documents to finalize the transaction that will make the home yours. The essential real estate documents for your closing include: The deed — This document formally transfers title from the seller to the buyer. The deed also records the form… Read More »

What Are “Exemptions” in Chapter 7 Bankruptcy?

Chapter 7 bankruptcy is also known as dissolution bankruptcy, because the bankruptcy trustee takes control of the filer’s assets and sells them to satisfy as much debt as possible. However, there are limitations on how much the trustee can take. State and federal law allow you to exempt certain amounts in various categories. In Virginia,… Read More »

How Long Does the Bankruptcy Process Take in Virginia?

The length of your bankruptcy depends on the chapter you choose to file, the complexity of your bankruptcy estate, and other factors. Chapter 7 is the quickest form of bankruptcy in Virginia, whereas Chapter 13 requires a payment plan over the course of a few years. Chapter 7 is a liquidation bankruptcy. The bankruptcy court appoints… Read More »

Two Words to Remember-Never Forget

  Never Forget.  The two words that will forever be connected with September 11th.  Today we honor those 2,996 people who lost their lives 15 years ago.  We honor those people who lost their lives at the World Trade Center in New York, at the Pentagon in Washington D.C., and those who attempted to retake… Read More »

Can You Afford Your Next Home?

By: Nicholas Bianco Legal Assistant at Miller Law Group, PC Have you ever wondered how much you can spend on a house with your income?  Here’s a great article by the Washington Post on the housing market across the nation.  The map shows what your income should be in order to get a median house in… Read More »

What to Do Before the Tropical Storm or Hurricane

Take time now to prepare a hurricane emergency kit. Don’t wait until a warning is issued and the stores are empty or closed. Prepare an emergency plan and make sure every member of your family knows what to do if they aren’t home when an emergency is declared. According to the National Weather Service, “The… Read More »

Big Bad Bankruptcy

Who’s Afraid of the Big Bad Bankruptcy? Unlike the warm comforting feeling one may get from reading children’s stories, the word Bankruptcy can be very, very, scary. Let Miller Law Group, P.C. Clear the Air! “I want to keep my house so I cannot file Bankruptcy” – FALSE Your home, vehicle and personal belongings may… Read More »

Common Myths About Bankruptcy

There are many myths out there about bankruptcy.  Let’s take a look at some of the most common myths and the truths about those myths: Myth #1: I have to give up everything I own when I file bankruptcy. Truth #1: You do not have to give up everything you own when you file bankruptcy. … Read More »

Your Social Media Legacy

Several articles have been in the news recently about who owns and gets to control the social media accounts of a deceased person. This problem has been brought to light by several families whose children have died and who want access to their child’s online accounts to preserve memories or find out about why they… Read More »

Short Sale: The Promised Land?

In 2012, foreclosure sales and “short sales” together accounted for 43 percent of all U.S. residential sales. While foreclosure is a term often slung around on the news, the term “short sale” is lesser known. A short sale can help underwater homeowners, but short sales carry some inherent risks. What are short sales? A short… Read More »