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The Chapter 7 Bankruptcy Means Test Explained

The means test determines whether you have a sufficiently low income to qualify for Chapter 7 bankruptcy. People who do not pass the test but still wish to file for bankruptcy can opt for Chapter 13 bankruptcy, which requires them to organize debt repayment plans. However, you can still pass the means test if you… Read More »

How Long Does the Bankruptcy Process Take in Virginia?

The length of your bankruptcy depends on the chapter you choose to file, the complexity of your bankruptcy estate, and other factors. Chapter 7 is the quickest form of bankruptcy in Virginia, whereas Chapter 13 requires a payment plan over the course of a few years. Chapter 7 is a liquidation bankruptcy. The bankruptcy court appoints… Read More »